Storms can cause major damage to homes, especially when high winds, heavy rain, hail, or snow accumulation stress structures beyond their limits. The worse the storm, the more significant the damage is likely to be. While storm damage depends on many factors, there are several key areas of homes that tend to be impacted most frequently. Here are five common areas of storm damage in homes. If you live in an area where severe storms are frequent, it is sensible to pay particular attention to these areas.
Roofs often sustain the most direct damage during storms. High winds can tear off shingles or shake tiles, allowing water to seep in. Large hail can dent and puncture roofing materials. Heavy snow can collapse roofs if they are not designed to handle the extra weight. Ice dams can also form along roof edges as snow melts, allowing water to back up under shingles. Storm damage to roofs requires quick repairs to prevent further destruction from water leaks. Call your insurance company as soon as you notice any storm damage, so they can send an assessor out and organize repairs.
Strong winds can break through window glass during storms, while debris blown around can also shatter windows. Leaking water can damage window frames and sills as well. Cracked or broken windows allow the elements inside, causing additional interior damage. Checking windows for any signs of damage or leaks is important after storms.
Vinyl, wood, brick or other siding materials can be damaged by high winds, debris, or heavy snow leaning on walls. Loose siding can detach and blow away. Cracks or dents in siding appear over time after impact damage. Paint and caulking may need replacing if damaged by water. Proper storm shutters can help minimize damage to exterior siding.
Falling trees or branches are a major threat during storms, capable of crashing into homes and causing severe damage. Winds uproot trees while saturated soils that can’t support the weight of top-heavy trees lead to collapse. Trees should be professionally inspected after storms to identify any dangers of collapse or dropping limbs. Damaged trees may need to be removed entirely.
The foundations that support homes can become compromised by flooding, saturation of soils, or debris slamming into the structure. Cracks in foundations appear over time after initial damage. Porches, steps, and walkways settling at odd angles indicate foundational problems. Inspections identify any underlying supports or piers needing reinforcement after storms.
Storms can quickly cause destruction, but being aware of the most vulnerable areas of a home allows a quick response when damage occurs. Thoroughly inspecting for any storm impacts and making necessary repairs helps minimize the effects and restores the structural integrity of the home. Proper preparation and preventative measures also help reduce the level of damage suffered during extreme weather events.
If you have suffered property damage, contact our team today. We have claims consultants, attorneys, and contractors ready to help you with your insurance claim.
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